Biometric Verification in Identity Proofing – Everything You Need to Know


Each individual has distinctive qualities that are exclusive to them and no one else. Our biometric data includes things like our voice, fingerprints and facial patterns.

The method of identifying people using these distinctive traits is known as biometric verification or, in some cases where facial biometrics are used, it is called Face Match. In a digital environment, Face Match Online help to answer the question “who are you?” ” question. Then the individual has access to the systems, devices or services they want.

A more secure method of confirming your identification is to use eKYC biometric verification. These procedures involve the use of the user’s physical presence to access their accounts, and they include document verification or identity verification, face marksand liveness detection.

A biometric selfie is another method that some companies use to confirm the customer’s identity and demonstrate that they are not a robot or a sham.

Why do you need biometric verification?

Three things must be proven using biometric verification:

  • that the identity document corresponds to the biometric data presented
  • that a real individual presents the biometric data
  • this real-time presentation of biometric data

The digital onboarding of an online user is significantly dependent on that person being the right person, a real person, and completing the procedure immediately. If fraudsters using stolen or fraudulent identities are not discovered at the onboarding stage, they can cause great harm. Let’s look at some steps of biometric verification

  1. The first step ensures that the biometric information corresponds to a real and confirmed identity. Typically, this is done by comparing provided biometric data to public data and using a reliable form of identification, such as a passport or driver’s license. A government-identification database must also match for biometric verification to pass; it cannot just be two pieces of data corresponding to each other.
  2. Liveness detection The solutions ensure that the face displayed during the onboarding or authentication process is displayed at that time. This technology uses passive or active liveness detection to detect identity theft that uses digitally injected media, or other identity fraud practices that use synthetic media like deepfakes, where a scammer fabricates a person or takes a photo of a real person and adds animation to it.
  3. Document verification ensures that the identity document is not falsified and that it is legible with clear signs and verifiable stamps with a source. Verifications use sophisticated algorithms and AI to detect Photoshop, photo manipulation, or any attempt to tamper with credentials.

Once you have all three, the identity verification is complete with biometrics, the integration of the digital client is said to be completely secure. Organizational regulatory processes such as Know Your Customer (KYC) and Anti-Money Laundering (AML) Compliance frequently use biometric verification. According to these requirements, companies must be able to demonstrate that they have confirmed the identity of their customers and assessed the risks associated with doing business with them.

During eKYC Verification, biometric verification replaces time-consuming manual procedures such as scanning and signing documents. There is no need to travel and personally verify your identity. With the use of biometric verification, your users can easily confirm their identity from anywhere.

Scammers and fraudsters can abuse your online services if you don’t have the protection offered by biometric verification during onboarding. A 2021 analysis found that one in seven new accounts were opened fraudulently, while another found that identity theft in the United States increased by 72% between 2018 and 2019.

Biometric verification protects against:

  • Financial harm caused by false or fraudulent claims
  • additional costs caused by dishonest customers, the price of a human verification being exceeded by many false applications
  • negative reputation if your onboarding process is not secure, allowing fraud attempts and criminal actors to operate.
  • Financial sanctions imposed by the authorities

Why use biometric verification?

According to an IBM study, 87% of companies plan to use biometric identification in the future. While 92% of companies rate biometric authentication as “effective” or “very effective” in protecting identity data.

In a digital world, biometrics provide greater assurance that a person is who they claim to be in a digital environment than traditional methods of verification such as usernames and passwords. Biometrics is a secure and simple method of verifying and authenticate consumer identities during onboarding, verification and authentication.

Biometrics are also believed to be much more secure than conventional forms of identification. Traditional verification techniques are often less secure and cumbersome. For example, social media logins are considered insecure, passwords are also considered insecure and easy for consumers to forget, and knowledge-based questions offer slightly better security but are laborious and difficult to answer. retain for customers.

Biometrics, on the other hand, are difficult to replicate, tamper with or steal because they are unique to the individual. They’re also simple for consumers to use – you can’t forget or lose them since they’re you.

Finally, biometrics make it easier for users to authenticate their identity than even the latest technologies like two-factor authentication. When opening a bank account, for example, consumers previously had to physically go to the bank’s location to show their ID. Most individuals, however, find it more convenient to sign up for services from the comfort of their own home. In-person verification is also not scalable for businesses. By introducing Face Match biometrics into their operations, businesses can enroll more consumers more efficiently and securely.

How IDcentral uses biometric verification

face tracing

Using photo ID and a selfie or video, a user can link their physical identity to a digital account when signing up for IDcentral’s solution. First, a user takes a picture of his identity document, which our AI systems examine for fraud. The user will then upload a selfie or video, which will be compared to the photo on the ID.

Face Match

Our technology analyzes the face of the ID document against the selfie and provides a similarity score. This ensures that the person providing the ID is the same as the person holding the ID, preventing stolen IDs.

The selfie is also checked for uneven texture, which protects against fraud. It detects photos of photos, or photos of screens, that a fraudster may have tried to pass off as a selfie.

KYC video

A video verification requires the user to take a short video on their phone. Using motion and texture analysis, we determine that the person is present and not using a mask or pre-recorded video and is the same person submitting the ID.

Video adds an extra layer of protection against additional and more sophisticated fraudulent attacks, such as fake selfies, fake deep videos, and 2D and 3D masks.

from IDcentral KYC video also contains powerful liveness detection algorithms that confirm the presence of a human. Passive liveness detection verifies the existence of the user without requiring the client to take activities or say words. Active alertness detection validates a user’s presence by asking them to complete a single task, which is then analyzed by the AI ​​to determine if the movement was correct.

Try IDcentral’s eKYC verification solution with integrated biometric verification

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*** This is a syndicated blog from the Security Bloggers Network of Central ID Written by Sumanth Kumar. Read the original post at:


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